Socially Responsible Investments

The mission of the Socially Responsible Investment Subcommittee at the Unitarian Universalist Congregation at Shelter Rock (UUCSR) is to encourage the investment of the financial resources of the Congregation in alignment with our Unitarian Universalist principles and values.

There are two ways that UUCSR is involved in Socially Responsible Investing: Investments and Loans. The first way is with investments made by fund managers. Our congregational portfolio is invested in several socially responsible funds and stocks. We use our faith and denominational guidance to select investments and vote our proxies.

The second way is to provide low interest loans to organizations that work in communities and within initiatives that strive to better the lives of the people in the areas they serve. The Committee manages the Congregation’s Socially Responsible Loan Program, which is designed to assist underserved communities, enhance employment opportunities, support women entrepreneurs, encourage rural prosperity and credit for underbanked communities.

  • Underserved communities
  • Employment opportunities
  • Women’s empowerment
  • Rural prosperity
  • Credit for underbanked communities burundi mother and child

Burundi Mother and ChildLoans to revive and support underserved communities:

  • Underwrite home loans
  • Green rehab initiatives
  • Energy efficient co-ops
  • Community centers
  • Early childhood initiatives

Loans for employment opportunities for re-training and return to the workplace

  • State of the art training equipment
  • Local and organic market support
  • Provide capital for co-op ownership

Loans for women’s empowerment

  • Technical, financial, and professional development
  • Entreprenurial support
  • After-school programs
  • Educational opportunities
  • Affordable and accessible childcare
  • Retraining for workplace re-entry

Loans for rural prosperity initiatives

  • Extend support for local farmers in rural America and in the global south
  • Underwrite microcredit and intermediate loans
  • Support investments in Fair Trade coffee, cocoa, spices and organic cotton
  • Underwrite and support organic farming initiatives

Credit for underbanked communities

  • Alternative credit resources to counter the “$100 billion predatory” loan industry
  • Financial coaching opportunities for borrowers
  • FICO score improvement training
  • Immigration fee support

Organizations supported

  • Capital Good Fund, Providence RI
  • Co-Op Fund of New England, Amherst, MA
  • Latino Credit Union, Durham, NC
  • Leviticus, Elmsford, NY
  • Spring Bank, Bronx, New York
  • Iroquois Valley Farms, LLP, Evanston, IL

After reviewing specific loan proposals and relevant financial and historical data, the SRI Subcommittee may negotiate terms of a low-interest loan or deposit with a 3 to 5 year term. Rates can vary. Loans can be self-amortizing or interest only with payment of the principal at the end of the term. If approved by the SRI Subcommittee, the proposal then requires additional approval of the Investment Committee and the Board of Trustees of the Congregation.


We are always looking for impact investment opportunities that augment sustainability and ethical outcomes in underserved communities locally and internationally. If you have a socially responsible initiative that generates some income and would be able to support a low interest loan, please contact our Social Justice Coordinator. We would like to hear from you.

For more information on investing, please contact:

Finance Department

For more information on funding, please contact:

Social Justice Coordinator